If a security does not require our ongoing management, then you should not pay a fee for it. We invest the allocation dedicated to generating conservative income into a separate account that does not charge any advisory fees. If you don't ever plan on selling the security, then why pay an ongoing advisory fee? Inside taxable accounts, we discuss transferring positions with large unrealized gains into a brokerage account.
Fees: A Better Way
Financial Education & Investment Guides | Spotlight Financial
If a security doesn't need ongoing management, you shouldn't pay a fee for it. See how Spotlight Financial structures fees around conservative income.
Take the Next Step
A 30-minute conversation.
No pressure.
If our approach makes sense for your situation, we'll show you the math on your specific household. If it doesn't, we'll tell you that too — and where else to look.